What are E-Statements?
E-Statements are a service provided to all First Federal customers at no charge. This service allows you to receive your Bank Statements via e-mail rather than a paper copy sent through the postal service.


What accounts are eligible for E-Statements?
Any account that receives a regular monthly statement may receive E-Statements. This would include Regular Checking, NOW Checking, Statement Savings, Health Savings Accounts, and Home Equity Line of Credit Accounts.


How do I Sign up to receive my statement electronically?
Click here to view an E-Statement Enrollment Form. Print, sign and deliver the form to our office along with the Consent and Agreement Form. When we receive and process your application, you will begin receiving E-Statements instead of paper statements.


Will my E-Statement look the same as my paper statement?
Yes, E-Statements are exact replicas of your regular monthly statements in a PDF image format.

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How frequently will I receive an E-Statement?
The frequency and timing of your E-Statement will be exactly the same as your paper statement. Your E-Statement will arrive at least one day sooner than a paper statement due to electronic delivery vs. regular mail delivery.


How will I know when my E-Statement is ready?
You will receive an e-mail notification at the address you specify to advise you when your statement is available. The notification will contain a link that will take you to the log in screen. You will then be able to enter your User ID and password to access your account statement.


If I receive an E-Statement, will I still receive a paper statement by mail?
No, E-Statements will replace your paper statement, however you may receive both until you actually view your first E-Statement.

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Is there a fee for E-Statements?
No, E-Statements are a free service available to First Federal customers.


Do I have to be signed up for On-Line Banking to get E-Statements?
No, it is not required. E-Statements are available for any First Federal account that receives regular statements. However, On-line Banking is an additional service that First Federal provides free of charge that you should not be without!


How do I know that information in my E-Statement is secure?
E-Statements utilize encryption technology (SSL - Secure Socket Layer) to protect the transmission of data to and from our users. You must log in using a unique User ID and password that only you know.


What software do I need to view E-Statements?
You need Adobe Acrobat Reader (version 5.0 or higher). Many computers have Adobe Reader installed. If you don’t have it, the basic software is available as a free download from a link that will be sent in your e-mail notification. (Or you can click here to download the Adobe Reader software.)

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Can I print and save my E-Statements?
Yes, you can. Your E-Statement will be presented in Adobe Acrobat format, so you will be able to zoom in or out, search, save, and/or print any of your E-Statements.


How long will my E-Statements be available to be viewed?
You will have up to 180 days to view your E-Statement after the e-mail notification is sent to you. Once you have viewed an E-Statement, it will continue to be accessible for 90 days.


What do I do if my E-mail address changes?
Be sure to notify us of your new e-mail address so we can continue sending the e-mail notification that your E-Statement is ready. You must maintain an active e-mail address to continue receiving E-Statements.


Can I cancel E-Statements and return to receiving paper statements?
Yes, you can switch back to receiving a paper statement via U.S. Mail at any time.

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PHISHING STATEMENT: Phishing, also called "carding," is a high-tech scam that uses spam to deceive consumers into disclosing their credit card numbers, bank account information, Social Security numbers, passwords, and other sensitive information.

First Federal Savings and Loan will never request any confidential information from a customer such as account number, social security number, PINs or passwords by email or phone call. Never give out confidential information unless you have originated a voice or in-person conversation and we are requesting this for identification reasons.

Only enter your on-line banking accounts through the First Federal Savings & Loan website.
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