GIFT CARD

Features and Benefits:
    •  Prepaid gift card issued in US$
    •  Signature protected
    •  Accepted at millions of Visa merchants worldwide
    •  Can be used for online and mail order purchases
    •  Activated on initial load therefore no need for the
       recipient to activate their card
    •  Funds will be replaced if the card is lost or stolen
       (subject to terms and conditions)
    •  24-hour access to customer support and account
       information via the Internet or phone
VISA Gift Card
    •  Instantly available from participating ICBA branches
    •  Can be ordered via the Internet from participating ICBA member banks’ websites
    •  Cannot be used at ATMs and cannot be reloaded
    •  Only purchaser name, recipient name, recipient telephone number and US State
        of selling location need to be captured in CardWiz

Fees and Limits:
Fees and Limits spacer US$
Card Purchase Fee spacer 4.99
Maximum Load spacer 500.00
Minimum Load spacer 25.00
Telephone Balance Inquiries spacer 0.50
Balance Inquiries Online spacer Free
Paper Statements spacer 2.00 per month
Monthly Account Maintenance Fee* spacer 1.25
Replacement Card Fee spacer 5.95
Foreign Exchange Mark-up spacer 5%
Overdraft Fee spacer 15.00

* A maintenance fee of $1.25 may be deducted from the Card each month, starting in the seventh month after card issuance, subject to applicable law. See Terms and Conditions accompanying the card or www.cashpassportcard.com

Important Information:
    •  Cardholders should add the same tolerance percentages as Visa TravelMoney to
        receive authorization when using the Gift Card, however only the amount on the bill
        will be debited from the card.
    •  Advise the Cardholder to read carefully their User’s Guide and card terms and conditions.
    •  Always insure the information captured on CardWiz is correct.  Incorrect or false
        information could lead to a card being marked fraudulent.

For assistance with CardWiz, CIMS or product queries, call the ICBA Helpline at 1-800-221-2426. Cardholders can call 1-888-713-3424 or visit www.cashpassportcard.com for assistance.


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www.firstfederalmattoon.com

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